A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons. NerdWallet’s rates are expressed as an annual ...

Fourleaf's one-year introductory rate period is longer than what you'll find at many lenders, keeping your initial interest rate low. Low introductory rate for 12 months. No origination or annual fees ...